National Mortgage Income Investments Corporation
National Mortgage Income Investments Corporation  |
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| Type | Private |
| Industry | Financial Services |
| Founded | April 2, 1924 |
| Founder | Jack Miller |
| Headquarters | Boca Raton, Florida, USA |
| Location (s) | 6401 Congress Ave Suite 215B, Boca Raton, FL 33487, United States |
| Key People | Jack Miller |
| Services | Private mortgage investing, Trust deed investing, Loan selection and underwriting support, Escrow and closing coordination, Loan servicing and reporting, Fix-and-flip loans, Construction and bridge loans, Commercial bridge loans, Hard money loans, Cannabis dispensary loans, Foreclosure bailout loans, HOA and condo association loans |
| Website | https://www.nmiic.com/ |
| National-Mortgage-Income-Investments-Corporation-61578982686272 | |
| national-mortgage-income-investments-corporation-nmiic | |
National Mortgage Income Investments Corporation (NMIIC) is a private mortgage investment company that offers accredited investors opportunities to invest in shortâterm, firstâlien trust deeds and hard money loans secured by commercial and investment real estate. The company focuses on providing highâyield, assetâbacked investments designed to generate predictable passive income through monthly interest distributions.
Overview
NMIIC structures investments so that investor capital funds mortgages, also known as trust deeds, to real estate borrowers, with each loan secured by a recorded Deed of Trust and Promissory Note in firstâlien position. The firm targets conservative loanâtoâvalue ratios, typically around 55 percent with a maximum near 65 percent, to help protect invested principal with substantial real estate collateral. Its offerings are available exclusively to accredited investors and are described as IRAâfriendly where applicable.
Business model and services
The companyâs core business centers on originating and offering shortâterm private mortgages, bridge loans, and fixâandâflip financing backed by commercial and investment properties. Investors may participate by selecting individual trust deed investments that align with their preferred rate, term, LTV, and property type, allowing diversification across multiple notes. NMIIC emphasizes professional loan servicing, including processing monthly interest distributions and tracking principal payoffs in accordance with the specific loan terms.
Investment approach
NMIIC highlights a conservative underwriting philosophy, focusing on firstâlien positions, tangible real property collateral, and measured leverage to manage risk while seeking competitive, riskâadjusted yields. Its loans are typically short-duration and secured by assets such as land, development projects, or completed structures, offering the potential to recover collateral in the event of borrower default. The firm promotes its strategy as a way for investors to diversify beyond traditional assets such as stocks, bonds, and mutual funds while targeting doubleâdigit annualized returns from interest paid monthly when loans are current.
Target investors and markets
The company serves accredited investors seeking passive income and portfolio diversification through private mortgage investing. NMIIC works with real estate projects across South Florida and extends opportunities to property investors nationwide, including foreign nationals. Prospective investors can open an account, verify accreditation, and review preâunderwritten trust deed opportunities, or schedule consultations to discuss how private money lending and firstâlien security fit their objectives.
Education and investor support
NMIIC emphasizes educating investors about trust deed investing, including the mechanics of firstâlien mortgages, collateralization, and conservative LTV structures. The company provides resources such as an Investor Kit, explanations of the benefits of investing in trust deeds, and discussions of when this type of investing may or may not be suitable for a given investor profile. Its team offers oneâonâone calls to walk investors through private mortgage concepts and help them select trust deed investments tailored to their financial goals.