5-Star Insurance
5-Star Insurance is a privately held auto insurance agency headquartered in St. Petersburg, Florida. The company focuses on helping high risk drivers who need SR-22 or FR-44 insurance in multiple states. It serves customers who are often turned away by standard insurance carriers or are offered very high rates because of a suspended license, DUI, too many traffic violations, too many accidents, or driving without insurance. The agency aims to offer affordable coverage options to drivers who need extra support in getting insured and staying compliant with state requirements.
5-Star Insurance  |
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| Type | Private |
| Industry | Insurance |
| Founded | 2023 |
| Founder | Evan Marcotte |
| Headquarters | St. Petersburg, Florida, United States |
| Location (s) | 475 Central Avenue, Suite M5, St. Petersburg, FL 33701 |
| Key People | Evan Marcotte |
| Services | Auto Insurance, SR-22 Insurance, FR-44 Insurance |
| Website | https://www.5starinsurance.com/ |
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| X (Twitter) | 5_starinsurance/ |
History
5-Star Insurance was founded to serve drivers in Florida who needed help obtaining insurance after facing violations such as DUIs, traffic tickets, accidents, or license suspensions. These customers often struggle to find affordable rates through major carriers. The agency expanded into additional states while keeping the same focus on affordability and support for high risk drivers.
Corporate Structure
5-Star Insurance is a licensed insurance agency with a workforce of about nine employees. The team handles customer service, prepares new quotes, and writes policies for drivers across multiple states. Most staff work remotely, while the headquarters in St. Petersburg, Florida serves as the central point for operations and oversight.
Headquarters
The central office is located in St. Petersburg, Florida at 475 Central Avenue, Suite M5, which serves as the primary location for management and operations.
Services and Products
5-Star Insurance provides personal auto insurance including liability, collision, and comprehensive coverage. It also offers motorcycle insurance and specializes in SR-22 and FR-44 filings, including non-owner policies for drivers who do not have a vehicle.
Service Area
5-Star Insurance is licensed to operate in multiple states across the country. The company serves drivers nationwide, with its primary focus on Florida and Virginia. These two states represent the majority of the agency’s business, especially for customers needing SR-22 and FR-44 filings. Additional states are supported as allowed by licensing and carrier availability.
Customer Reputation and Reviews
5-Star Insurance is highly reviewed across major platforms including Google, Trustpilot, and Facebook. Customers often note the company’s focus on affordability, the willingness to help high risk drivers, and the speed of support when securing SR-22 or FR-44 filings. Reviews frequently mention clear communication, easy onboarding, and staff who guide customers through situations where other insurers decline coverage or quote high premiums.